Curated by Cameron Gayed, GO Credit Pros — the team that helps business owners access $50K–$100K in 0% funding.
These are the cards we use most often to fund our clients. All offer 0% intro APR and have no annual fee.
$750 bonus cash back after you spend $6,000 on purchases in the first 3 months
Earn unlimited 1.5% cash back on every purchase made for your business
$750 when you spend $6,000 on purchases in the first 3 months
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each year
$250 statement credit after you make $3,000 in purchases in the first 3 months
Earn 2% cash back on all eligible purchases on the first $50,000 per year, then 1%
$500 cash rewards bonus when you spend $5,000 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases for your business
$500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days
Earn unlimited 1.5% cash back on purchases, or up to 2.625% with Preferred Rewards
Personal cards with 0% intro APR that can supplement your business funding strategy or refinance existing debt.
$200 Bonus after you spend $500 on purchases in your first 3 months
Earn unlimited 1.5% cash back on all purchases, plus 3% on dining and drugstores, 5% on travel through Chase
No current welcome bonus — focus is on the longest 0% intro APR
No rewards program — this card is designed for balance transfers and 0% financing
No welcome bonus — designed for 0% financing
No rewards — focus is on the extended 0% intro APR period
Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
Move high-interest debt to a 0% APR card and save on interest payments.
Discover will match all the cash back you've earned at the end of your first year
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days
Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs, 1% on all other purchases
Earn points and miles on your business spending for travel rewards.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months
Earn 5x points on travel purchased through Chase, 3x on dining, 2x on all other travel
Earn cash back on every purchase to maximize your business spending.
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months
Earn 2% on every purchase — 1% when you buy, 1% when you pay
Most of our clients qualify for 3–5 cards and $50K–$100K in total 0% funding. We know exactly how to structure each application for the highest approval odds.
Every card on this page has been used to fund real GO Credit Pros clients. We evaluate:
Last updated: May 2026. Offers change frequently; terms may vary.
Yes — most of our clients apply for 3–5 cards in a structured sequence. We space applications 30–60 days apart to minimize credit impact and maximize approval odds.
With a 720+ credit score and $100K+ annual revenue, most clients qualify for $10K–$50K per card. Stacking 3–5 cards typically yields $50K–$100K+ in total 0% funding.
Each application triggers a hard inquiry (usually 5–10 point temporary dip). However, responsible use increases your total available credit, which can improve your credit utilization ratio and raise your score over time.
Any remaining balance accrues interest at the standard APR (typically 16–28%). We recommend having a payoff plan or refinancing strategy before the intro period expires.
Most business cards require a formal business structure (LLC, Corp, or Sole Proprietorship with a DBA). If you're just starting out, we can help you structure your business correctly before applying.
Advertiser Disclosure: GO Credit Pros is an independent publisher and comparison service, not an investment advisor. Its articles, interactive tools and other content are provided to you for free, as self-help tools and for informational purposes only. They are not intended to provide investment advice. GO Credit Pros does not and cannot guarantee the accuracy or applicability of any information in regard to your individual circumstances. Examples are hypothetical, and we encourage you to seek personalized advice from qualified professionals regarding specific investment issues. Our estimates are based on past market performance, and past performance is not a guarantee of future performance.
We believe everyone should be able to make financial decisions with confidence. GO Credit Pros has partnered with CardRatings for our coverage of credit card products. GO Credit Pros and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
To that end, you should know that many or all of the companies featured here are partners who advertise with us. Our relationships with these partners do not affect our recommendations.